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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. One advantage of a whole life insurance policy is that it offers

A) Liberal underwriting guidelines.
B) Permanent coverage.
C) Initial lower premiums.
D) Variable premium amounts.

2. A licensee who has a change of address must notify the Insurance Commissioner within

A) 90 days.
B) 30 days.
C) 60 days.
D) 120 days.

3. With the exception of non-payment of premiums, no life insurance policy shall be contestable after it has been in force during the lifetime of the insured for

A) 5 years.
B) 4 years.
C) 2 years.
D) 3 years.

4. Which life insurance rider is designed to permit young individuals to be able to purchase additional insurance as they grow older, regardless of insurability?

A) Multiple indemnity rider.
B) Impairment rider.
C) Guaranteed insurability rider.
D) Cost of living rider.

5. An insurance producer who knowingly and willfully makes a fraudulent statement relating to an application for insurance is subject to all of the following EXCEPT

A) discrimination.
B) suspension.
C) revocation.
D) censure.

Solutions: